Did Your Insurance Company Act In Bad Faith?
You need an experienced attorney to hold them accountable
Insurance companies, by the nature of their business, deal with people in need. When a company says that they will provide benefits under certain circumstances, we expect them to make a good faith effort to follow through on their promises. You've faithfully paid your premiums for years, and you should receive the benefits you are owed when you are eligible to receive them.
However, insurance companies are also for-profit businesses. In some cases, that desire for profit drives them to treat their customers unfairly. When that happens, the insurance company is said to have acted in bad faith. In those situations, you need someone who will fight for you, who knows how to work with your insurance company to get the help you need to make you whole again. You need an insurance denial lawyer.
At NLE Law, we've been helping people who were wronged by insurance companies for decades. Here are some examples of bad faith insurance cases we've seen over the years:
- Not responding to a claim in a timely manner.
- Not doing due diligence to investigate a claim.
- Denying benefits without giving cause.
- Trying to settle a claim for an unreasonably low amount.
- Requesting a burdensome amount of documentation not required by the policy.
- Deliberately misinterpreting or misrepresenting the policy language.
- Intentionally or irresponsibly withholding information.
- Altering a policy without informing or receiving the consent of the insured person.
- Threatening to take legal action against the insured without cause.
You may be entitled to punitive damages
When an insurance company acts in bad faith, the stakes are high. That's because insurers who act in bad faith can, in many cases, be held liable for punitive damages. In other words, a jury may order the insurance company to pay out significantly more money than they would have paid had they approved the claim in the first place. This is partially to compensate for any losses you may have incurred due to the delay in payment, and partly to send a strong message that acting in bad faith will not be tolerated.
Because these cases are so critical for the insurance companies, they'll have teams of well-paid attorneys on their side. You need your own advocate to stand up to them and get the compensation you deserve to move forward. NLE Law has been handling complex insurance cases for decades. Our attorneys have extensive experience reviewing insurance policies and making sure our clients get all of the compensation they are owed.